We encourage our clients to think bigger about their lives, by understanding their goals and objectives whilst trying to make the very best use of their resources. We believe that by making decisions in the context of a financial plan, it will make a difference to the lives of our clients.
Work life balance
Booking time off before time on. Time pressures. Diary management.
Processes. Time management. Improving profitability. Cashflow. Outsourcing.
When can I make work optional? How much do I need to maintain my lifestyle indefinitely?
How much do I need to earn? Do I have an exit strategy from the business? Do I know my number? (the cost of maintaining my desired lifestyle indefinitely).
Are my existing pension products suitable?
Keeping things simple
Am I well organised financially? A place for everything and everything in its place.
Is my capital safe? What investment returns do I need?
Start in life
Having funds available to pay for children’s education. Having funds available to help children in purchasing property or getting married.
Do I have adequate life assurance or other protection benefits in place to ensure my family’s lifestyle is protected in the event of my premature death? Can my family benefit from the value of the business asset in the event of my death?
Ensuring my assets are passed on to loved ones in the most tax efficient manner.
Long term care
Considering long term care requirements for elderly parents.
Am I taking time out to look after myself? Are there other hobbies or activities I would like to do?