Clear Planning

Work life balance

Booking time off before time on. Time pressures. Diary management.

Activity

Processes. Time management. Improving profitability. Cashflow. Outsourcing.

Retirement

When can I make work optional? How much do I need to maintain my lifestyle indefinitely?

Income

How much do I need to earn? Do I have an exit strategy from the business? Do I know my number? (the cost of maintaining my desired lifestyle indefinitely).

Pensions

Are my existing pension products suitable?

Keeping things simple

Am I well organised financially? A place for everything and everything in its place.

Investment concerns

Is my capital safe? What investment returns do I need? 

Start in life

Having funds available to pay for children’s education. Having funds available to help children in purchasing property or getting married.

Catastrophes

Do I have adequate life assurance or other protection benefits in place to ensure my family’s lifestyle is protected in the event of my premature death? Can my family benefit from the value of the business asset in the event of my death?

Estate planning

Ensuring my assets are passed on to loved ones in the most tax efficient manner.

Long term care

Considering long term care requirements for elderly parents.

Health

Am I taking time out to look after myself? Are there other hobbies or activities I would like to do?